If Ketu is in the 2nd house, the person will be poor and generally unhappy or depressive. He may also use foul language or lie. There may be speech problems, and the person may eat bad foods and take alcohol or drugs. Education and knowledge are not favored, and family life is marred.

UCHCHA (exalted). If Ketu is in Gemini or Virgo in the 2nd house (or stationary direct or in forward motion), the person will have a good education and be extremely knowledgeable. He may be especially well versed in spiritual subjects. Financial affairs will flourish, and the person will eat good foods. He will have a beautiful face and be an excellent speaker, though he may use foul language. Family life may suffer.

Ketu gives its full effects in the 48th year. At that time there may be unhappiness or depression, financial difficulties, and domestic problems.

Source: «Ancient Hindu Astrology for the Modern Western Astrologer» by James Braha