If Jupiter is in the 12th house, the person will be thrifty and capable of holding on to his wealth. He will not be bothered by enormous or unexpected expenses. He will attain the most heavenly state after death. He will sleep on nice beds with ornaments and enjoy agreat deal of sexual pleasure in his life. He may not be Interested in religion, philosophy, or any kind of higher knowledge. There may be breaks or difficulties in academia if the person goes to college. The person may have few children, or problems in the relationship with them. If the rest of the horoscope shows spiritual tendencies, the person may spend a great deal of wealth on religious or charitable purposes, and be highly successful on the path to enlightenment. Ancient Hindu scriptures state that the person is loud, foul-mouthed, or especially arrogant. They also label him with such terms as boastful, shameless, indolent, and lazy. Luck and fortune are of course harmed.

UCHCHA and SWAKSHETRA (exalted and own house). If Jupiter is in Cancer. Sagittarius, or Pisces in the 12th house, the person will be highly spiritual and well on his way along the path of higher consciousness. He will have extraordinary success in gaining enlightenment. He will also go to heaven after he dies. He will spend his wealth wisely and rarely meet with unexpected debts and expenses. He will sleep on fine beds and enjoy a great deal of sexual pleasure In his life. He will have good eyesight and hearing. There will be great success in remote far-off-countries. He will not be troubled by robbers, thieves, and secret enemies. He may have highly spiritual children who are engaged in the path of moksha.

NEECHA (fallen). If Jupiter is in Capricorn in the 12th house, the person will be troubled by expenses and debts and will have a terrible time holding on to his wealth. He will receive little sexual pleasure or have trouble in that sphere. He does not sleep on nice beds. There maybe problems in his left ear, left eye, or his feet. There is no success in remote far-off-lands. The person maybe troubled by theft. The significations of Jupiter are devastated and the person greatly suffers on account of his children. His luck and fortune are marred and he may have no use for religion, philosophy, or higher knowledge of any kind.

Source: «Ancient Hindu Astrology for the Modern Western Astrologer» by James Braha